Watford City, North Dakota · Peer group 5
Dakota West Credit Union
Dakota West Credit Union holds $339.2M in assets across 7,200 members as of Q1 2026 — about $47K of assets per member, on a charter dating to 1941. Charter number 62380, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $339.2M |
|---|---|
| Total loans | $160.8M |
| Total shares (deposits) | $295.5M |
| Net worth | $45.1M |
| Members | 7,200 |
| Assets per member | $47K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.1% | |
|---|---|---|
| Loans | -4.4% | around the 13th percentile of its peer group |
| Deposits | -1.7% | around the 12th percentile of its peer group |
| Members | 1.7% | around the 72nd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 54.4% | around the 17th percentile of its peer group |
|---|---|---|
| Net worth ratio | 13.3% | around the 72nd percentile of its peer group |
| Return on assets | 0.73% | around the 53rd percentile of its peer group |
| Delinquency ratio | 4.28% | higher than 99% of its peer group |
| Cash / assets | 14.9% | around the 79th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Dakota West Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within North Dakota — the comparison set a peer ratio is measured against.
- Hometown Credit Union
KULM, ND
$219.3M · 3,372 members
- North Star Community Credit Union
Maddock, ND
$470.6M · 22,222 members
- Railway Credit Union
MANDAN, ND
$207.3M · 8,588 members
- Aspire Community Credit Union
MINOT, ND
$180.9M · 6,301 members
- Community Credit Union
NEW ROCKFORD, ND
$178.3M · 4,075 members
- Western Cooperative Credit Union
Williston, ND
$521.5M · 18,228 members
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