Maddock, North Dakota · Peer group 5
North Star Community Credit Union
North Star Community Credit Union holds $470.6M in assets across 22,222 members as of Q1 2026 — about $21K of assets per member, on a charter dating to 1940. Charter number 62563, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $470.6M |
|---|---|
| Total loans | $321.2M |
| Total shares (deposits) | $404.2M |
| Net worth | $65.2M |
| Members | 22,222 |
| Assets per member | $21K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -1.3% | |
|---|---|---|
| Loans | -3.1% | around the 18th percentile of its peer group |
| Deposits | 1.2% | around the 32nd percentile of its peer group |
| Members | 1.2% | around the 68th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 79.5% | around the 67th percentile of its peer group |
|---|---|---|
| Net worth ratio | 13.8% | around the 78th percentile of its peer group |
| Return on assets | 1.21% | around the 80th percentile of its peer group |
| Delinquency ratio | 2.32% | higher than 96% of its peer group |
| Cash / assets | 9.1% | around the 40th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is North Star Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within North Dakota — the comparison set a peer ratio is measured against.
- Western Cooperative Credit Union
Williston, ND
$521.5M · 18,228 members
- Dakota West Credit Union
WATFORD CITY, ND
$339.2M · 7,200 members
- Hometown Credit Union
KULM, ND
$219.3M · 3,372 members
- Railway Credit Union
MANDAN, ND
$207.3M · 8,588 members
- Aspire Community Credit Union
MINOT, ND
$180.9M · 6,301 members
- Community Credit Union
NEW ROCKFORD, ND
$178.3M · 4,075 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for North Star Community Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.