Basking Ridge, New Jersey · Peer group 6
Affinity Credit Union
Affinity Credit Union holds $4.40B in assets across 245,563 members as of Q1 2026 — about $18K of assets per member, on a charter dating to 1935. Charter number 857, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $4.40B |
|---|---|
| Total loans | $3.95B |
| Total shares (deposits) | $3.90B |
| Net worth | $351.7M |
| Members | 245,563 |
| Assets per member | $18K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.6% | |
|---|---|---|
| Loans | 10.6% | around the 84th percentile of its peer group |
| Deposits | 5.9% | around the 66th percentile of its peer group |
| Members | 4.5% | around the 82nd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 101.4% | higher than 94% of its peer group |
|---|---|---|
| Net worth ratio | 8.1% | lower than 94% of its peer group |
| Return on assets | 0.19% | around the 11th percentile of its peer group |
| Delinquency ratio | 0.72% | around the 61st percentile of its peer group |
| Cash / assets | 3.2% | lower than 94% of its peer group |
| Borrowings / assets | 2.1% | around the 56th percentile of its peer group |
What this page does not show
Everything above is Affinity Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New Jersey — the comparison set a peer ratio is measured against.
- Merck Employees Credit Union
RAHWAY, NJ
$1.71B · 23,992 members
- Financial Resources Credit Union
Branchburg, NJ
$634.2M · 30,297 members
- Proponent Credit Union
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$518.6M · 18,623 members
- Credit Union of New Jersey, a
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$504.0M · 39,068 members
- Garden Savings Credit Union
PARSIPPANY, NJ
$494.8M · 30,558 members
- First Harvest Credit Union
DEPTFORD, NJ
$472.6M · 50,216 members
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