Branchburg, New Jersey · Peer group 6
Financial Resources Credit Union
Financial Resources Credit Union holds $634.2M in assets across 30,297 members as of Q1 2026 — about $21K of assets per member, on a charter dating to 1950. Charter number 6665, in the $500M-$1B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $634.2M |
|---|---|
| Total loans | $483.6M |
| Total shares (deposits) | $568.1M |
| Net worth | $57.7M |
| Members | 30,297 |
| Assets per member | $21K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.2% | |
|---|---|---|
| Loans | -0.7% | around the 17th percentile of its peer group |
| Deposits | 4.3% | around the 49th percentile of its peer group |
| Members | 3.6% | around the 75th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 85.1% | around the 52nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.1% | around the 18th percentile of its peer group |
| Return on assets | 0.13% | lower than 92% of its peer group |
| Delinquency ratio | 2.78% | higher than 99% of its peer group |
| Cash / assets | 6.5% | around the 32nd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is Financial Resources Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New Jersey — the comparison set a peer ratio is measured against.
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- First Atlantic Credit Union
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$331.8M · 20,017 members
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