Mays Landing, New Jersey · Peer group 4
Atlantic City Electric Co Emp Credit Union
Atlantic City Electric Co Emp Credit Union holds $64.7M in assets across 3,894 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1940. Charter number 3755, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $64.7M |
|---|---|
| Total loans | $21.6M |
| Total shares (deposits) | $57.9M |
| Net worth | $9.0M |
| Members | 3,894 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.8% | |
|---|---|---|
| Loans | 2.2% | around the 63rd percentile of its peer group |
| Deposits | 1.5% | around the 48th percentile of its peer group |
| Members | 0.3% | around the 71st percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 37.3% | around the 11th percentile of its peer group |
|---|---|---|
| Net worth ratio | 14.0% | around the 63rd percentile of its peer group |
| Return on assets | 0.70% | around the 51st percentile of its peer group |
| Delinquency ratio | 2.67% | higher than 97% of its peer group |
| Cash / assets | 18.0% | around the 86th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Atlantic City Electric Co Emp Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New Jersey — the comparison set a peer ratio is measured against.
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