Trenton, New Jersey · Peer group 4
New Jersey Law and Public Safety Credit Union
New Jersey Law and Public Safety Credit Union holds $63.9M in assets across 7,421 members as of Q1 2026 — about $9K of assets per member, on a charter dating to 1955. Charter number 66130, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $63.9M |
|---|---|
| Total loans | $39.3M |
| Total shares (deposits) | $51.5M |
| Net worth | $12.2M |
| Members | 7,421 |
| Assets per member | $9K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 1.5% | |
|---|---|---|
| Loans | -1.6% | around the 42nd percentile of its peer group |
| Deposits | 0.1% | around the 37th percentile of its peer group |
| Members | -1.1% | around the 54th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 76.4% | around the 79th percentile of its peer group |
|---|---|---|
| Net worth ratio | 19.1% | around the 88th percentile of its peer group |
| Return on assets | 1.52% | around the 86th percentile of its peer group |
| Delinquency ratio | 0.21% | around the 21st percentile of its peer group |
| Cash / assets | 8.0% | around the 32nd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is New Jersey Law and Public Safety Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
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