Summit, New Jersey · Peer group 3
Atlantic Health Employees Credit Union
Atlantic Health Employees Credit Union holds $28.6M in assets across 5,434 members as of Q1 2026 — about $5K of assets per member, on a charter dating to 1974. Charter number 21737, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $28.6M |
|---|---|
| Total loans | $10.2M |
| Total shares (deposits) | $25.5M |
| Net worth | $3.0M |
| Members | 5,434 |
| Assets per member | $5K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -7.1% | |
|---|---|---|
| Loans | -14.8% | lower than 92% of its peer group |
| Deposits | -7.9% | lower than 94% of its peer group |
| Members | 1.6% | around the 81st percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 40.1% | around the 22nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.6% | around the 22nd percentile of its peer group |
| Return on assets | 0.28% | around the 31st percentile of its peer group |
| Delinquency ratio | 3.07% | higher than 93% of its peer group |
| Cash / assets | 6.6% | around the 21st percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Atlantic Health Employees Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New Jersey — the comparison set a peer ratio is measured against.
- Nj Gateway Credit Union
Dayton, NJ
$28.0M · 2,368 members
- Vah Lyons Employees Credit Union
Lyons, NJ
$27.9M · 1,408 members
- Harrison Police & Firemen's Credit Union
Harrison, NJ
$27.5M · 1,355 members
- Manville Area Credit Union
MANVILLE, NJ
$29.8M · 1,862 members
- Community Financial Services Credit Union
ROSELLE, NJ
$31.7M · 2,718 members
- First Point Credit Union
HAMILTON, NJ
$25.2M · 1,186 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Atlantic Health Employees Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.