Dayton, New Jersey · Peer group 3
Nj Gateway Credit Union
Nj Gateway Credit Union holds $28.0M in assets across 2,368 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1969. Charter number 19454, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $28.0M |
|---|---|
| Total loans | $3.9M |
| Total shares (deposits) | $25.2M |
| Net worth | $2.7M |
| Members | 2,368 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.3% | |
|---|---|---|
| Loans | -14.3% | lower than 92% of its peer group |
| Deposits | -0.8% | around the 36th percentile of its peer group |
| Members | -1.9% | around the 42nd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 15.3% | lower than 99% of its peer group |
|---|---|---|
| Net worth ratio | 9.7% | around the 16th percentile of its peer group |
| Return on assets | 0.45% | around the 39th percentile of its peer group |
| Delinquency ratio | 0.00% | lower than 95% of its peer group |
| Cash / assets | 6.9% | around the 23rd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Nj Gateway Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New Jersey — the comparison set a peer ratio is measured against.
- Vah Lyons Employees Credit Union
Lyons, NJ
$27.9M · 1,408 members
- Harrison Police & Firemen's Credit Union
Harrison, NJ
$27.5M · 1,355 members
- Atlantic Health Employees Credit Union
Summit, NJ
$28.6M · 5,434 members
- Manville Area Credit Union
MANVILLE, NJ
$29.8M · 1,862 members
- First Point Credit Union
HAMILTON, NJ
$25.2M · 1,186 members
- New Brunswick Postal Credit Union
New Brunswick, NJ
$24.5M · 3,084 members
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