Bayonne, New Jersey · Peer group 2
Bayonne School Employees Credit Union
Bayonne School Employees Credit Union holds $7.6M in assets across 1,012 members as of Q1 2026 — about $8K of assets per member, on a charter dating to 1938. Charter number 2641, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $7.6M |
|---|---|
| Total loans | $237K |
| Total shares (deposits) | $7.0M |
| Net worth | $585K |
| Members | 1,012 |
| Assets per member | $8K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | — |
|---|---|
| Loans | — |
| Deposits | — |
| Members | — |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 3.4% | lower than 99% of its peer group |
|---|---|---|
| Net worth ratio | 8.4% | lower than 94% of its peer group |
| Return on assets | 1.69% | around the 88th percentile of its peer group |
| Delinquency ratio | 0.00% | around the 11th percentile of its peer group |
| Cash / assets | 8.2% | around the 20th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Bayonne School Employees Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New Jersey — the comparison set a peer ratio is measured against.
- I.L.A. Local 1235 Credit Union
Newark, NJ
$7.5M · 640 members
- Saker Shop Rite Credit Union
HOLMDEL, NJ
$7.5M · 1,438 members
- Passaic Police Credit Union
Passaic, NJ
$7.3M · 613 members
- Fort Dix Credit Union
Joint Base MDL, NJ
$7.3M · 533 members
- Jersey City Police Credit Union
JERSEY CITY, NJ
$8.1M · 1,020 members
- Public Service H C Employees Credit Union
Brick, NJ
$7.2M · 614 members
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