Newark, New Jersey · Peer group 2
I.L.A. Local 1235 Credit Union
I.L.A. Local 1235 Credit Union holds $7.5M in assets across 640 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1981. Charter number 23807, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $7.5M |
|---|---|
| Total loans | $5.1M |
| Total shares (deposits) | $6.7M |
| Net worth | $885K |
| Members | 640 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.3% | |
|---|---|---|
| Loans | 11.4% | higher than 92% of its peer group |
| Deposits | 5.9% | around the 84th percentile of its peer group |
| Members | 5.6% | higher than 94% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 76.0% | around the 70th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.8% | around the 21st percentile of its peer group |
| Return on assets | 0.23% | around the 41st percentile of its peer group |
| Delinquency ratio | 0.23% | around the 31st percentile of its peer group |
| Cash / assets | 8.3% | around the 20th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is I.L.A. Local 1235 Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New Jersey — the comparison set a peer ratio is measured against.
- Saker Shop Rite Credit Union
HOLMDEL, NJ
$7.5M · 1,438 members
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- Passaic Police Credit Union
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- Fort Dix Credit Union
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- Public Service H C Employees Credit Union
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$7.2M · 614 members
- Elizabeth (n.j.) Firemen's Credit Union
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$7.2M · 1,127 members
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