Hamilton, New Jersey · Peer group 4
Central Jersey Police & Fire Credit Union
Central Jersey Police & Fire Credit Union holds $50.2M in assets across 2,937 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1939. Charter number 3202, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $50.2M |
|---|---|
| Total loans | $29.0M |
| Total shares (deposits) | $42.6M |
| Net worth | $7.3M |
| Members | 2,937 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 7.6% | |
|---|---|---|
| Loans | 3.5% | around the 72nd percentile of its peer group |
| Deposits | 6.6% | around the 82nd percentile of its peer group |
| Members | 2.2% | around the 87th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 68.2% | around the 63rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 14.6% | around the 66th percentile of its peer group |
| Return on assets | 2.01% | higher than 95% of its peer group |
| Delinquency ratio | 0.51% | around the 43rd percentile of its peer group |
| Cash / assets | 4.6% | lower than 90% of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Central Jersey Police & Fire Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New Jersey — the comparison set a peer ratio is measured against.
- Bridgeton Onized Credit Union
Cedarville, NJ
$50.5M · 7,274 members
- Mercer County Nj Teachers Credit Union
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- Southern Middlesex Co Tchrs Credit Union
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- H. E. Telephone Credit Union
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$46.1M · 2,660 members
- Public Service Credit Union
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$40.7M · 3,926 members
- Lakehurst Naval Credit Union
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$39.6M · 1,821 members
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