Rochelle Park, New Jersey · Peer group 3
H. E. Telephone Credit Union
H. E. Telephone Credit Union holds $46.1M in assets across 2,660 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1966. Charter number 17569, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $46.1M |
|---|---|
| Total loans | $22.9M |
| Total shares (deposits) | $39.0M |
| Net worth | $7.0M |
| Members | 2,660 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -3.5% | |
|---|---|---|
| Loans | -3.7% | around the 42nd percentile of its peer group |
| Deposits | -4.3% | around the 17th percentile of its peer group |
| Members | -2.0% | around the 41st percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 58.7% | around the 52nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 15.1% | around the 61st percentile of its peer group |
| Return on assets | 0.02% | around the 18th percentile of its peer group |
| Delinquency ratio | 0.98% | around the 67th percentile of its peer group |
| Cash / assets | 11.8% | around the 54th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is H. E. Telephone Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New Jersey — the comparison set a peer ratio is measured against.
- Southern Middlesex Co Tchrs Credit Union
East Brunswick, NJ
$47.6M · 2,887 members
- Central Jersey Police & Fire Credit Union
Hamilton, NJ
$50.2M · 2,937 members
- Bridgeton Onized Credit Union
Cedarville, NJ
$50.5M · 7,274 members
- Mercer County Nj Teachers Credit Union
HAMILTON SQUARE, NJ
$50.7M · 3,703 members
- Public Service Credit Union
Middlesex, NJ
$40.7M · 3,926 members
- Lakehurst Naval Credit Union
Joint Base MDL, NJ
$39.6M · 1,821 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for H. E. Telephone Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.