Medford, New Jersey · Peer group 3
Energy People Credit Union
Energy People Credit Union holds $18.2M in assets across 1,082 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1960. Charter number 13729, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $18.2M |
|---|---|
| Total loans | $14.4M |
| Total shares (deposits) | $14.8M |
| Net worth | $3.3M |
| Members | 1,082 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -1.6% | |
|---|---|---|
| Loans | -5.5% | around the 33rd percentile of its peer group |
| Deposits | -2.0% | around the 29th percentile of its peer group |
| Members | -1.3% | around the 50th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 97.3% | higher than 98% of its peer group |
|---|---|---|
| Net worth ratio | 18.4% | around the 79th percentile of its peer group |
| Return on assets | 0.21% | around the 27th percentile of its peer group |
| Delinquency ratio | 0.09% | around the 21st percentile of its peer group |
| Cash / assets | 10.0% | around the 43rd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Energy People Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New Jersey — the comparison set a peer ratio is measured against.
- 1166 Credit Union
Swedesboro, NJ
$18.9M · 1,276 members
- Teaneck Credit Union
TEANECK, NJ
$17.1M · 976 members
- Hamilton Horizons Credit Union
Hamilton, NJ
$19.4M · 2,630 members
- Division 819 Transit Employees Credit Union
IRVINGTON, NJ
$15.9M · 1,502 members
- East Orange VA Hospital Credit Union
East Orange, NJ
$20.4M · 2,183 members
- L'oreal USA Credit Union
Clark, NJ
$21.1M · 1,673 members
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