Hamilton, New Jersey · Peer group 3
Hamilton Horizons Credit Union
Hamilton Horizons Credit Union holds $19.4M in assets across 2,630 members as of Q1 2026 — about $7K of assets per member, on a charter dating to 1954. Charter number 9411, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $19.4M |
|---|---|
| Total loans | $12.5M |
| Total shares (deposits) | $18.0M |
| Net worth | $1.3M |
| Members | 2,630 |
| Assets per member | $7K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -1.8% | |
|---|---|---|
| Loans | -7.7% | around the 26th percentile of its peer group |
| Deposits | -1.4% | around the 33rd percentile of its peer group |
| Members | 3.0% | around the 89th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 69.2% | around the 69th percentile of its peer group |
|---|---|---|
| Net worth ratio | 6.9% | lower than 99% of its peer group |
| Return on assets | 0.28% | around the 31st percentile of its peer group |
| Delinquency ratio | 5.49% | higher than 98% of its peer group |
| Cash / assets | 6.6% | around the 20th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Hamilton Horizons Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New Jersey — the comparison set a peer ratio is measured against.
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- Essex County Teachers Credit Union
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