Newark, New Jersey · Peer group 3
Local 1233 Credit Union
Local 1233 Credit Union holds $13.9M in assets across 902 members as of Q1 2026 — about $15K of assets per member, on a charter dating to 1971. Charter number 20773, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $13.9M |
|---|---|
| Total loans | $5.6M |
| Total shares (deposits) | $11.4M |
| Net worth | $2.5M |
| Members | 902 |
| Assets per member | $15K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | — |
|---|---|
| Loans | — |
| Deposits | — |
| Members | — |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 49.1% | around the 35th percentile of its peer group |
|---|---|---|
| Net worth ratio | 17.9% | around the 76th percentile of its peer group |
| Return on assets | 0.76% | around the 56th percentile of its peer group |
| Delinquency ratio | 0.13% | around the 24th percentile of its peer group |
| Cash / assets | 25.7% | higher than 91% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Local 1233 Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New Jersey — the comparison set a peer ratio is measured against.
- Path Credit Union
Jersey City, NJ
$14.1M · 1,443 members
- Federal Employees Newark Credit Union
NEWARK, NJ
$14.8M · 2,662 members
- P S E Credit Union
Somerset, NJ
$13.0M · 1,321 members
- Public Service Plaza Credit Union
Newark, NJ
$12.5M · 949 members
- Erie Lackawanna Railroad Co Emp Credit Union
Hoboken, NJ
$12.0M · 1,862 members
- Division 819 Transit Employees Credit Union
IRVINGTON, NJ
$15.9M · 1,502 members
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