Somerset, New Jersey · Peer group 3
P S E Credit Union
P S E Credit Union holds $13.0M in assets across 1,321 members as of Q1 2026 — about $10K of assets per member, on a charter dating to 1958. Charter number 12175, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $13.0M |
|---|---|
| Total loans | $7.2M |
| Total shares (deposits) | $11.1M |
| Net worth | $1.9M |
| Members | 1,321 |
| Assets per member | $10K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 10.4% | |
|---|---|---|
| Loans | -3.0% | around the 47th percentile of its peer group |
| Deposits | 12.4% | higher than 95% of its peer group |
| Members | 2.2% | around the 86th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 64.7% | around the 61st percentile of its peer group |
|---|---|---|
| Net worth ratio | 14.2% | around the 54th percentile of its peer group |
| Return on assets | -0.01% | around the 18th percentile of its peer group |
| Delinquency ratio | 2.37% | around the 89th percentile of its peer group |
| Cash / assets | 9.0% | around the 37th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is P S E Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New Jersey — the comparison set a peer ratio is measured against.
- Public Service Plaza Credit Union
Newark, NJ
$12.5M · 949 members
- Local 1233 Credit Union
Newark, NJ
$13.9M · 902 members
- Erie Lackawanna Railroad Co Emp Credit Union
Hoboken, NJ
$12.0M · 1,862 members
- Path Credit Union
Jersey City, NJ
$14.1M · 1,443 members
- Wakefern Credit Union
Elizabeth, NJ
$11.8M · 1,224 members
- Peoples Transport Credit Union
MOUNT EPHRAIM, NJ
$11.6M · 1,624 members
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