Deming, New Mexico · Peer group 2
Deming Schools Employees Credit Union
Deming Schools Employees Credit Union holds $5.4M in assets across 874 members as of Q1 2026 — about $6K of assets per member, on a charter dating to 1954. Charter number 61559, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $5.4M |
|---|---|
| Total loans | $1.9M |
| Total shares (deposits) | $4.1M |
| Net worth | $1.3M |
| Members | 874 |
| Assets per member | $6K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -2.3% | |
|---|---|---|
| Loans | -21.8% | lower than 91% of its peer group |
| Deposits | -4.0% | around the 36th percentile of its peer group |
| Members | 2.5% | around the 86th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 46.6% | around the 32nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 24.5% | around the 76th percentile of its peer group |
| Return on assets | 1.68% | around the 88th percentile of its peer group |
| Delinquency ratio | 2.02% | around the 72nd percentile of its peer group |
| Cash / assets | 30.0% | around the 84th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Deming Schools Employees Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New Mexico — the comparison set a peer ratio is measured against.
- Rincones Presbyterian Credit Union
CHACON, NM
$6.2M · 696 members
- The Florist Credit Union
ROSWELL, NM
$7.4M · 671 members
- Quay Schools Credit Union
Tucumcari, NM
$8.4M · 1,134 members
- Mt Taylor Credit Union
MILAN, NM
$2.1M · 261 members
- U-1ST Community Credit Union
CARLSBAD, NM
$9.5M · 867 members
- Internationalites Credit Union
CARLSBAD, NM
$11.4M · 1,058 members
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