Roswell, New Mexico · Peer group 2
The Florist Credit Union
The Florist Credit Union holds $7.4M in assets across 671 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1969. Charter number 19567, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $7.4M |
|---|---|
| Total loans | $3.7M |
| Total shares (deposits) | $6.3M |
| Net worth | $1.1M |
| Members | 671 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 1.7% | |
|---|---|---|
| Loans | -17.5% | around the 17th percentile of its peer group |
| Deposits | 2.8% | around the 73rd percentile of its peer group |
| Members | -2.9% | around the 36th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 58.9% | around the 44th percentile of its peer group |
|---|---|---|
| Net worth ratio | 14.7% | around the 37th percentile of its peer group |
| Return on assets | -0.35% | around the 23rd percentile of its peer group |
| Delinquency ratio | 1.59% | around the 65th percentile of its peer group |
| Cash / assets | 23.3% | around the 73rd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is The Florist Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New Mexico — the comparison set a peer ratio is measured against.
- Quay Schools Credit Union
Tucumcari, NM
$8.4M · 1,134 members
- Rincones Presbyterian Credit Union
CHACON, NM
$6.2M · 696 members
- Deming Schools Employees Credit Union
DEMING, NM
$5.4M · 874 members
- U-1ST Community Credit Union
CARLSBAD, NM
$9.5M · 867 members
- Internationalites Credit Union
CARLSBAD, NM
$11.4M · 1,058 members
- Mt Taylor Credit Union
MILAN, NM
$2.1M · 261 members
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