Aztec, New Mexico · Peer group 3
High Desert Community Credit Union
High Desert Community Credit Union holds $18.2M in assets across 1,894 members as of Q1 2026 — about $10K of assets per member, on a charter dating to 1956. Charter number 66185, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $18.2M |
|---|---|
| Total loans | $7.6M |
| Total shares (deposits) | $15.8M |
| Net worth | $2.4M |
| Members | 1,894 |
| Assets per member | $10K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 6.9% | |
|---|---|---|
| Loans | -15.5% | lower than 93% of its peer group |
| Deposits | 6.8% | around the 84th percentile of its peer group |
| Members | -5.7% | around the 14th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 48.1% | around the 33rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 13.3% | around the 48th percentile of its peer group |
| Return on assets | 1.56% | around the 88th percentile of its peer group |
| Delinquency ratio | 1.68% | around the 81st percentile of its peer group |
| Cash / assets | 11.1% | around the 50th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is High Desert Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New Mexico — the comparison set a peer ratio is measured against.
- Four Corners Credit Union
Kirtland, NM
$15.1M · 4,634 members
- Cuba Credit Union
CUBA, NM
$23.6M · 1,421 members
- Internationalites Credit Union
CARLSBAD, NM
$11.4M · 1,058 members
- U-1ST Community Credit Union
CARLSBAD, NM
$9.5M · 867 members
- Quay Schools Credit Union
Tucumcari, NM
$8.4M · 1,134 members
- Jemez Valley Credit Union
JEMEZ SPRINGS, NM
$28.3M · 1,822 members
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