Kirtland, New Mexico · Peer group 3
Four Corners Credit Union
Four Corners Credit Union holds $15.1M in assets across 4,634 members as of Q1 2026 — about $3K of assets per member, on a charter dating to 1965. Charter number 16754, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $15.1M |
|---|---|
| Total loans | $9.6M |
| Total shares (deposits) | $11.9M |
| Net worth | $3.1M |
| Members | 4,634 |
| Assets per member | $3K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.4% | |
|---|---|---|
| Loans | -1.0% | around the 57th percentile of its peer group |
| Deposits | 5.5% | around the 78th percentile of its peer group |
| Members | -6.7% | lower than 90% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 80.4% | around the 85th percentile of its peer group |
|---|---|---|
| Net worth ratio | 20.6% | around the 87th percentile of its peer group |
| Return on assets | -0.49% | around the 11th percentile of its peer group |
| Delinquency ratio | 0.48% | around the 45th percentile of its peer group |
| Cash / assets | 14.4% | around the 65th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Four Corners Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New Mexico — the comparison set a peer ratio is measured against.
- High Desert Community Credit Union
Aztec, NM
$18.2M · 1,894 members
- Internationalites Credit Union
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$11.4M · 1,058 members
- U-1ST Community Credit Union
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- Quay Schools Credit Union
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$8.4M · 1,134 members
- The Florist Credit Union
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$7.4M · 671 members
- Cuba Credit Union
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$23.6M · 1,421 members
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