Brooklyn, New York · Peer group 1
Berea Credit Union
Berea Credit Union holds $96K in assets across 95 members as of Q1 2026 — about $1K of assets per member, on a charter dating to 1982. Charter number 23888, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $96K |
|---|---|
| Total loans | $6K |
| Total shares (deposits) | $83K |
| Net worth | $13K |
| Members | 95 |
| Assets per member | $1K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 12.9% | |
|---|---|---|
| Loans | -42.5% | lower than 94% of its peer group |
| Deposits | 18.4% | higher than 96% of its peer group |
| Members | 0.0% | around the 68th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 7.1% | lower than 91% of its peer group |
|---|---|---|
| Net worth ratio | 13.6% | around the 29th percentile of its peer group |
| Return on assets | 0.78% | around the 63rd percentile of its peer group |
| Delinquency ratio | 0.00% | around the 20th percentile of its peer group |
| Cash / assets | 94.6% | higher than 97% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Berea Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Southern Baptist Church of New York Credit Union
NEW YORK, NY
$78K · 105 members
- Saint John a M E Credit Union
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- Far Rockaway Postal Credit Union
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$223K · 48 members
- Greater Centennial Credit Union
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$277K · 182 members
- Union Baptist Greenburgh Credit Union
WHITE PLAINS, NY
$328K · 153 members
- Paul Quinn Credit Union
Jamaica, NY
$358K · 146 members
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