Far Rockaway, New York · Peer group 1
Far Rockaway Postal Credit Union
Far Rockaway Postal Credit Union holds $223K in assets across 48 members as of Q1 2026 — about $5K of assets per member, on a charter dating to 1941. Charter number 4246, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $223K |
|---|---|
| Total loans | $91K |
| Total shares (deposits) | $175K |
| Net worth | $49K |
| Members | 48 |
| Assets per member | $5K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -4.7% | |
|---|---|---|
| Loans | -25.1% | around the 17th percentile of its peer group |
| Deposits | 6.9% | around the 85th percentile of its peer group |
| Members | -18.6% | lower than 95% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 52.1% | around the 54th percentile of its peer group |
|---|---|---|
| Net worth ratio | 21.8% | around the 59th percentile of its peer group |
| Return on assets | -27.16% | lower than 98% of its peer group |
| Delinquency ratio | 24.80% | higher than 96% of its peer group |
| Cash / assets | 63.8% | around the 86th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Far Rockaway Postal Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Saint John a M E Credit Union
NIAGARA FALLS, NY
$201K · 170 members
- Greater Centennial Credit Union
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$277K · 182 members
- Union Baptist Greenburgh Credit Union
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- Berea Credit Union
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- Paul Quinn Credit Union
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$358K · 146 members
- Southern Baptist Church of New York Credit Union
NEW YORK, NY
$78K · 105 members
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