Salamanca, New York · Peer group 4
C C S E Credit Union
C C S E Credit Union holds $62.2M in assets across 5,832 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1977. Charter number 22754, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $62.2M |
|---|---|
| Total loans | $27.7M |
| Total shares (deposits) | $55.7M |
| Net worth | $6.6M |
| Members | 5,832 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.2% | |
|---|---|---|
| Loans | 5.1% | around the 79th percentile of its peer group |
| Deposits | 0.9% | around the 43rd percentile of its peer group |
| Members | 1.2% | around the 79th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 49.7% | around the 29th percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.6% | around the 27th percentile of its peer group |
| Return on assets | 1.51% | around the 86th percentile of its peer group |
| Delinquency ratio | 0.12% | around the 13th percentile of its peer group |
| Cash / assets | 9.6% | around the 45th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is C C S E Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Alco Credit Union
Wellsville, NY
$61.3M · 6,820 members
- Mohawk Valley Credit Union
MARCY, NY
$61.3M · 3,255 members
- Morton Lane Credit Union
BUFFALO, NY
$63.8M · 3,068 members
- Remington Credit Union
Ilion, NY
$59.4M · 3,627 members
- Saratoga's Community Credit Union
Saratoga Spring, NY
$59.2M · 5,399 members
- Oswego Teachers Employees Credit Union
OSWEGO, NY
$59.0M · 2,587 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for C C S E Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.