Buffalo, New York · Peer group 4
Morton Lane Credit Union
Morton Lane Credit Union holds $63.8M in assets across 3,068 members as of Q1 2026 — about $21K of assets per member, on a charter dating to 1962. Charter number 15021, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $63.8M |
|---|---|
| Total loans | $30.5M |
| Total shares (deposits) | $55.7M |
| Net worth | $8.0M |
| Members | 3,068 |
| Assets per member | $21K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -2.2% | |
|---|---|---|
| Loans | 2.8% | around the 69th percentile of its peer group |
| Deposits | -3.0% | around the 15th percentile of its peer group |
| Members | -4.5% | around the 17th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 54.7% | around the 40th percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.5% | around the 47th percentile of its peer group |
| Return on assets | 0.32% | around the 30th percentile of its peer group |
| Delinquency ratio | 0.79% | around the 61st percentile of its peer group |
| Cash / assets | 5.2% | around the 14th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Morton Lane Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- C C S E Credit Union
SALAMANCA, NY
$62.2M · 5,832 members
- Alco Credit Union
Wellsville, NY
$61.3M · 6,820 members
- Mohawk Valley Credit Union
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$61.3M · 3,255 members
- Remington Credit Union
Ilion, NY
$59.4M · 3,627 members
- Saratoga's Community Credit Union
Saratoga Spring, NY
$59.2M · 5,399 members
- Greater Niagara Credit Union
NIAGARA FALLS, NY
$68.6M · 7,862 members
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