Niagara Falls, New York · Peer group 4
Greater Niagara Credit Union
Greater Niagara Credit Union holds $68.6M in assets across 7,862 members as of Q1 2026 — about $9K of assets per member, on a charter dating to 1954. Charter number 9537, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $68.6M |
|---|---|
| Total loans | $27.0M |
| Total shares (deposits) | $59.1M |
| Net worth | $9.3M |
| Members | 7,862 |
| Assets per member | $9K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -3.6% | |
|---|---|---|
| Loans | -1.5% | around the 43rd percentile of its peer group |
| Deposits | -6.1% | lower than 95% of its peer group |
| Members | -1.4% | around the 50th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 45.7% | around the 23rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 13.5% | around the 58th percentile of its peer group |
| Return on assets | 1.58% | around the 87th percentile of its peer group |
| Delinquency ratio | 0.58% | around the 48th percentile of its peer group |
| Cash / assets | 16.4% | around the 80th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Greater Niagara Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Kenmore N. Y. Teachers Credit Union
Buffalo, NY
$69.6M · 3,780 members
- Ever $ Green Credit Union
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- M. C. T. Credit Union
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- New York Times Employees Credit Union
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- Morton Lane Credit Union
BUFFALO, NY
$63.8M · 3,068 members
- C C S E Credit Union
SALAMANCA, NY
$62.2M · 5,832 members
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