Buffalo, New York · Peer group 4
Kenmore N. Y. Teachers Credit Union
Kenmore N. Y. Teachers Credit Union holds $69.6M in assets across 3,780 members as of Q1 2026 — about $18K of assets per member, on a charter dating to 1935. Charter number 858, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $69.6M |
|---|---|
| Total loans | $25.5M |
| Total shares (deposits) | $63.8M |
| Net worth | $6.4M |
| Members | 3,780 |
| Assets per member | $18K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 9.8% | |
|---|---|---|
| Loans | -4.5% | around the 27th percentile of its peer group |
| Deposits | 10.0% | higher than 94% of its peer group |
| Members | -0.9% | around the 57th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 40.0% | around the 14th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.2% | around the 12th percentile of its peer group |
| Return on assets | 0.41% | around the 34th percentile of its peer group |
| Delinquency ratio | 0.78% | around the 60th percentile of its peer group |
| Cash / assets | 17.3% | around the 84th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Kenmore N. Y. Teachers Credit Union’s own reported position. A CUSignals subscription adds the layer on top of it: how likely it is to merge, with a calibrated one-year probability; how attractive it would be to an acquirer; a liquidity-stress score and funding-need flag; whether it buys or sells loan participations; and which platforms it runs. Each score shows the plain-English reason it moved and the weights that built it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Greater Niagara Credit Union
NIAGARA FALLS, NY
$68.6M · 7,862 members
- Ever $ Green Credit Union
ROCHESTER, NY
$71.9M · 5,253 members
- M. C. T. Credit Union
AMSTERDAM, NY
$72.0M · 2,700 members
- New York Times Employees Credit Union
NEW YORK, NY
$72.4M · 4,143 members
- Morton Lane Credit Union
BUFFALO, NY
$63.8M · 3,068 members
- New York University Credit Union
New York, NY
$75.9M · 10,733 members
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