Woodridge, New York · Peer group 2
Co-Operative Credit Union
Co-Operative Credit Union holds $3.5M in assets across 402 members as of Q1 2026 — about $9K of assets per member, on a charter dating to 1936. Charter number 1134, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $3.5M |
|---|---|
| Total loans | $417K |
| Total shares (deposits) | $2.7M |
| Net worth | $783K |
| Members | 402 |
| Assets per member | $9K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -7.6% | |
|---|---|---|
| Loans | -45.5% | lower than 99% of its peer group |
| Deposits | -8.3% | around the 15th percentile of its peer group |
| Members | -13.4% | lower than 97% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 15.4% | lower than 96% of its peer group |
|---|---|---|
| Net worth ratio | 22.4% | around the 69th percentile of its peer group |
| Return on assets | 0.90% | around the 70th percentile of its peer group |
| Delinquency ratio | 1.72% | around the 67th percentile of its peer group |
| Cash / assets | 38.5% | higher than 90% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Co-Operative Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Troy Credit Union
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$3.7M · 529 members
- Empirt 207 Credit Union
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- Long Beach Teachers Credit Union
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- Upstate Telco Credit Union
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- I R E B Credit Union
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