New York, New York · Peer group 2
Empirt 207 Credit Union
Empirt 207 Credit Union holds $3.7M in assets across 828 members as of Q1 2026 — about $4K of assets per member, on a charter dating to 1936. Charter number 1343, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $3.7M |
|---|---|
| Total loans | $2.1M |
| Total shares (deposits) | $2.6M |
| Net worth | $1.1M |
| Members | 828 |
| Assets per member | $4K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.2% | |
|---|---|---|
| Loans | 12.8% | higher than 94% of its peer group |
| Deposits | 5.8% | around the 84th percentile of its peer group |
| Members | 5.6% | higher than 94% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 81.0% | around the 78th percentile of its peer group |
|---|---|---|
| Net worth ratio | 28.9% | around the 86th percentile of its peer group |
| Return on assets | 0.71% | around the 62nd percentile of its peer group |
| Delinquency ratio | 2.38% | around the 76th percentile of its peer group |
| Cash / assets | 8.1% | around the 19th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Empirt 207 Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Troy Credit Union
TROY, NY
$3.7M · 529 members
- Co-Operative Credit Union
WOODRIDGE, NY
$3.5M · 402 members
- Upstate Telco Credit Union
Gloversville, NY
$4.3M · 518 members
- Great Neck School Employees Credit Union
Great Neck, NY
$3.0M · 338 members
- Coxsackie Correctional Emp. Credit Union
Coxsackie, NY
$4.4M · 530 members
- Long Beach Teachers Credit Union
Long Beach, NY
$2.8M · 358 members
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