Jamaica, New York · Peer group 3
Medisys Employees Credit Union
Medisys Employees Credit Union holds $33.5M in assets across 3,506 members as of Q1 2026 — about $10K of assets per member, on a charter dating to 1972. Charter number 20885, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $33.5M |
|---|---|
| Total loans | $9.5M |
| Total shares (deposits) | $30.4M |
| Net worth | $3.1M |
| Members | 3,506 |
| Assets per member | $10K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 1.9% | |
|---|---|---|
| Loans | -2.0% | around the 52nd percentile of its peer group |
| Deposits | 1.0% | around the 48th percentile of its peer group |
| Members | 1.9% | around the 83rd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 31.2% | around the 11th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.2% | around the 13th percentile of its peer group |
| Return on assets | 0.91% | around the 64th percentile of its peer group |
| Delinquency ratio | 0.44% | around the 43rd percentile of its peer group |
| Cash / assets | 5.8% | around the 15th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Medisys Employees Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Westar Credit Union
CAMILLUS, NY
$33.2M · 1,751 members
- Ed-Med Credit Union
OGDENSBURG, NY
$34.0M · 2,088 members
- Chen-Del-O Credit Union
FRANKLIN, NY
$34.7M · 2,677 members
- O and R Utilities Employees Credit Union
Monroe, NY
$34.8M · 1,957 members
- Erie County Employees Credit Union
BUFFALO, NY
$32.3M · 3,853 members
- Rome Credit Union
Rome, NY
$32.2M · 1,823 members
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