Newfane, New York · Peer group 5
Ontario Shores Credit Union
Ontario Shores Credit Union holds $201.9M in assets across 11,833 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1961. Charter number 14462, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $201.9M |
|---|---|
| Total loans | $90.7M |
| Total shares (deposits) | $179.4M |
| Net worth | $21.7M |
| Members | 11,833 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 11.9% | |
|---|---|---|
| Loans | -0.5% | around the 32nd percentile of its peer group |
| Deposits | 12.3% | higher than 97% of its peer group |
| Members | 4.3% | higher than 90% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 50.6% | around the 13th percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.7% | around the 39th percentile of its peer group |
| Return on assets | 0.98% | around the 69th percentile of its peer group |
| Delinquency ratio | 0.97% | around the 74th percentile of its peer group |
| Cash / assets | 5.0% | around the 12th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Ontario Shores Credit Union’s own reported position. A CUSignals subscription adds the layer on top of it: how likely it is to merge, with a calibrated one-year probability; how attractive it would be to an acquirer; a liquidity-stress score and funding-need flag; whether it buys or sells loan participations; and which platforms it runs. Each score shows the plain-English reason it moved and the weights that built it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Financial Trust Credit Union
Cheektowaga, NY
$198.3M · 13,676 members
- Palisades Credit Union
Pearl River, NY
$207.0M · 12,265 members
- Sjp Credit Union
Buffalo, NY
$186.0M · 7,258 members
- First Choice Financial Credit Union
Gloversville, NY
$180.8M · 13,355 members
- Western Division Credit Union
WILLIAMSVILLE, NY
$225.6M · 11,515 members
- Ulster Credit Union
Kingston, NY
$176.9M · 6,975 members
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