Pearl River, New York · Peer group 5
Palisades Credit Union
Palisades Credit Union holds $207.0M in assets across 12,265 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1941. Charter number 4480, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $207.0M |
|---|---|
| Total loans | $162.8M |
| Total shares (deposits) | $184.3M |
| Net worth | $19.1M |
| Members | 12,265 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.8% | |
|---|---|---|
| Loans | 4.1% | around the 59th percentile of its peer group |
| Deposits | -2.0% | around the 11th percentile of its peer group |
| Members | -9.0% | lower than 96% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 88.3% | around the 87th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.2% | around the 17th percentile of its peer group |
| Return on assets | -0.12% | lower than 94% of its peer group |
| Delinquency ratio | 0.87% | around the 70th percentile of its peer group |
| Cash / assets | 6.6% | around the 22nd percentile of its peer group |
| Borrowings / assets | 2.4% | around the 88th percentile of its peer group |
What this page does not show
Everything above is Palisades Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Ontario Shores Credit Union
Newfane, NY
$201.9M · 11,833 members
- Financial Trust Credit Union
Cheektowaga, NY
$198.3M · 13,676 members
- Western Division Credit Union
WILLIAMSVILLE, NY
$225.6M · 11,515 members
- Sjp Credit Union
Buffalo, NY
$186.0M · 7,258 members
- First Choice Financial Credit Union
Gloversville, NY
$180.8M · 13,355 members
- Ulster Credit Union
Kingston, NY
$176.9M · 6,975 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Palisades Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.