New York, New York · Peer group 2
Penn South Cooperative Credit Union
Penn South Cooperative Credit Union holds $8.1M in assets across 711 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1963. Charter number 15459, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $8.1M |
|---|---|
| Total loans | $6.9M |
| Total shares (deposits) | $6.8M |
| Net worth | $1.2M |
| Members | 711 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.1% | |
|---|---|---|
| Loans | 9.5% | around the 89th percentile of its peer group |
| Deposits | 2.6% | around the 72nd percentile of its peer group |
| Members | -11.1% | lower than 95% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 102.5% | higher than 96% of its peer group |
|---|---|---|
| Net worth ratio | 14.7% | around the 37th percentile of its peer group |
| Return on assets | 1.14% | around the 78th percentile of its peer group |
| Delinquency ratio | 1.37% | around the 62nd percentile of its peer group |
| Cash / assets | 15.0% | around the 49th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Penn South Cooperative Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Sister's Hospital Employees Credit Union
BUFFALO, NY
$8.1M · 1,375 members
- Linton Credit Union
TONAWANDA, NY
$8.2M · 810 members
- Mamta Credit Union
Mamaroneck, NY
$8.5M · 869 members
- Division 726 Credit Union
STATEN ISLAND, NY
$9.0M · 2,477 members
- Everest Credit Union
Jackson Heights, NY
$9.0M · 2,436 members
- Concord Credit Union
Brooklyn, NY
$7.0M · 439 members
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