Brooklyn, New York · Peer group 2
Concord Credit Union
Concord Credit Union holds $7.0M in assets across 439 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1951. Charter number 7504, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $7.0M |
|---|---|
| Total loans | $505K |
| Total shares (deposits) | $6.2M |
| Net worth | $821K |
| Members | 439 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -14.3% | |
|---|---|---|
| Loans | -34.2% | lower than 99% of its peer group |
| Deposits | -14.2% | lower than 95% of its peer group |
| Members | -11.0% | lower than 95% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 8.2% | lower than 98% of its peer group |
|---|---|---|
| Net worth ratio | 11.7% | around the 20th percentile of its peer group |
| Return on assets | -0.94% | around the 13th percentile of its peer group |
| Delinquency ratio | 0.00% | around the 11th percentile of its peer group |
| Cash / assets | 14.4% | around the 47th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Concord Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Crouse Hinds Employees Credit Union
syracuse, NY
$6.9M · 578 members
- Generations United Credit Union
New York, NY
$6.9M · 264 members
- Grand Central Terminal Employees Credit Union
NEW YORK, NY
$6.7M · 1,418 members
- Utica Police Department Credit Union
UTICA, NY
$6.3M · 601 members
- Transit Authority Division B Credit Union
New York, NY
$6.1M · 1,461 members
- Griffith Institute Employees Credit Union
Springville, NY
$6.0M · 594 members
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