Utica, New York · Peer group 2
Utica Police Department Credit Union
Utica Police Department Credit Union holds $6.3M in assets across 601 members as of Q1 2026 — about $10K of assets per member, on a charter dating to 1937. Charter number 2208, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $6.3M |
|---|---|
| Total loans | $4.2M |
| Total shares (deposits) | $4.4M |
| Net worth | $1.7M |
| Members | 601 |
| Assets per member | $10K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.7% | |
|---|---|---|
| Loans | -4.9% | around the 52nd percentile of its peer group |
| Deposits | 6.3% | around the 85th percentile of its peer group |
| Members | -0.8% | around the 58th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 95.3% | higher than 92% of its peer group |
|---|---|---|
| Net worth ratio | 27.6% | around the 84th percentile of its peer group |
| Return on assets | 0.21% | around the 40th percentile of its peer group |
| Delinquency ratio | 1.92% | around the 71st percentile of its peer group |
| Cash / assets | 7.5% | around the 17th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Utica Police Department Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Transit Authority Division B Credit Union
New York, NY
$6.1M · 1,461 members
- Griffith Institute Employees Credit Union
Springville, NY
$6.0M · 594 members
- Grand Central Terminal Employees Credit Union
NEW YORK, NY
$6.7M · 1,418 members
- Schenectady County Employees Credit Union
Schenectady, NY
$5.7M · 645 members
- Generations United Credit Union
New York, NY
$6.9M · 264 members
- Crouse Hinds Employees Credit Union
syracuse, NY
$6.9M · 578 members
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