New York, New York · Peer group 2
Generations United Credit Union
Generations United Credit Union holds $6.9M in assets across 264 members as of Q1 2026 — about $26K of assets per member, on a charter dating to 2023. Charter number 24947, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $6.9M |
|---|---|
| Total loans | $2.6M |
| Total shares (deposits) | $2.3M |
| Net worth | $3.2M |
| Members | 264 |
| Assets per member | $26K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | — |
|---|---|
| Loans | — |
| Deposits | — |
| Members | — |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 113.0% | higher than 98% of its peer group |
|---|---|---|
| Net worth ratio | 46.6% | higher than 98% of its peer group |
| Return on assets | -6.89% | lower than 99% of its peer group |
| Delinquency ratio | 1.91% | around the 71st percentile of its peer group |
| Cash / assets | 21.5% | around the 68th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Generations United Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Crouse Hinds Employees Credit Union
syracuse, NY
$6.9M · 578 members
- Concord Credit Union
Brooklyn, NY
$7.0M · 439 members
- Grand Central Terminal Employees Credit Union
NEW YORK, NY
$6.7M · 1,418 members
- Utica Police Department Credit Union
UTICA, NY
$6.3M · 601 members
- Transit Authority Division B Credit Union
New York, NY
$6.1M · 1,461 members
- Griffith Institute Employees Credit Union
Springville, NY
$6.0M · 594 members
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