New York, New York · Peer group 2
Grand Central Terminal Employees Credit Union
Grand Central Terminal Employees Credit Union holds $6.7M in assets across 1,418 members as of Q1 2026 — about $5K of assets per member, on a charter dating to 1936. Charter number 1059, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $6.7M |
|---|---|
| Total loans | $1.2M |
| Total shares (deposits) | $5.9M |
| Net worth | $805K |
| Members | 1,418 |
| Assets per member | $5K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -7.5% | |
|---|---|---|
| Loans | -10.8% | around the 32nd percentile of its peer group |
| Deposits | -7.7% | around the 18th percentile of its peer group |
| Members | -7.0% | around the 11th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 20.6% | lower than 94% of its peer group |
|---|---|---|
| Net worth ratio | 12.0% | around the 22nd percentile of its peer group |
| Return on assets | -0.14% | around the 27th percentile of its peer group |
| Delinquency ratio | 0.43% | around the 38th percentile of its peer group |
| Cash / assets | 6.7% | around the 14th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Grand Central Terminal Employees Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Generations United Credit Union
New York, NY
$6.9M · 264 members
- Crouse Hinds Employees Credit Union
syracuse, NY
$6.9M · 578 members
- Concord Credit Union
Brooklyn, NY
$7.0M · 439 members
- Utica Police Department Credit Union
UTICA, NY
$6.3M · 601 members
- Transit Authority Division B Credit Union
New York, NY
$6.1M · 1,461 members
- Griffith Institute Employees Credit Union
Springville, NY
$6.0M · 594 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Grand Central Terminal Employees Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.