New York, New York · Peer group 1
Urban Empowerment Credit Union
Urban Empowerment Credit Union holds $372K in assets across 70 members as of Q1 2026 — about $5K of assets per member, on a charter dating to 1970. Charter number 20060, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $372K |
|---|---|
| Total loans | $18K |
| Total shares (deposits) | $188K |
| Net worth | $42K |
| Members | 70 |
| Assets per member | $5K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 0.1% | |
|---|---|---|
| Loans | 43.2% | higher than 94% of its peer group |
| Deposits | 15.9% | higher than 93% of its peer group |
| Members | 6.1% | higher than 94% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 9.4% | around the 12th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.3% | around the 19th percentile of its peer group |
| Return on assets | -7.76% | lower than 94% of its peer group |
| Delinquency ratio | 0.00% | around the 20th percentile of its peer group |
| Cash / assets | 78.8% | higher than 92% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Urban Empowerment Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Spc Brooklyn Credit Union
Brooklyn, NY
$375K · 187 members
- Paul Quinn Credit Union
Jamaica, NY
$358K · 146 members
- Union Baptist Greenburgh Credit Union
WHITE PLAINS, NY
$328K · 153 members
- First Frontier Credit Union
LYNBROOK, NY
$465K · 125 members
- Greater Centennial Credit Union
Mount Vernon, NY
$277K · 182 members
- Far Rockaway Postal Credit Union
Far Rockaway, NY
$223K · 48 members
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