Rye, New York · Peer group 6
USALLIANCE Credit Union
USALLIANCE Credit Union holds $3.37B in assets across 194,175 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1966. Charter number 17587, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $3.37B |
|---|---|
| Total loans | $3.00B |
| Total shares (deposits) | $2.56B |
| Net worth | $273.9M |
| Members | 194,175 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.1% | |
|---|---|---|
| Loans | 4.7% | around the 50th percentile of its peer group |
| Deposits | 5.1% | around the 57th percentile of its peer group |
| Members | 3.8% | around the 76th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 117.2% | higher than 100% of its peer group |
|---|---|---|
| Net worth ratio | 8.3% | lower than 94% of its peer group |
| Return on assets | 0.62% | around the 45th percentile of its peer group |
| Delinquency ratio | 0.72% | around the 61st percentile of its peer group |
| Cash / assets | 6.5% | around the 32nd percentile of its peer group |
| Borrowings / assets | 15.3% | higher than 98% of its peer group |
What this page does not show
Everything above is USALLIANCE Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- AmeriCU Credit Union
Rome, NY
$3.01B · 205,600 members
- Polish & Slavic Credit Union
Brooklyn, NY
$2.73B · 127,100 members
- Corning Credit Union
Corning, NY
$2.73B · 167,018 members
- Empower Credit Union
Syracuse, NY
$4.27B · 307,868 members
- Jovia Financial Credit Union
WESTBURY, NY
$4.54B · 232,894 members
- Suffolk Credit Union
Medford, NY
$2.07B · 72,569 members
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