Westbury, New York · Peer group 6
Jovia Financial Credit Union
Jovia Financial Credit Union holds $4.54B in assets across 232,894 members as of Q1 2026 — about $19K of assets per member, on a charter dating to 1938. Charter number 2760, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $4.54B |
|---|---|
| Total loans | $3.61B |
| Total shares (deposits) | $4.11B |
| Net worth | $438.2M |
| Members | 232,894 |
| Assets per member | $19K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 0.5% | |
|---|---|---|
| Loans | -1.0% | around the 16th percentile of its peer group |
| Deposits | 1.8% | around the 25th percentile of its peer group |
| Members | -3.1% | around the 14th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 87.9% | around the 61st percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.7% | around the 29th percentile of its peer group |
| Return on assets | 0.74% | around the 54th percentile of its peer group |
| Delinquency ratio | 1.23% | around the 87th percentile of its peer group |
| Cash / assets | 5.0% | around the 20th percentile of its peer group |
| Borrowings / assets | 0.6% | around the 42nd percentile of its peer group |
What this page does not show
Everything above is Jovia Financial Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Empower Credit Union
Syracuse, NY
$4.27B · 307,868 members
- Municipal Credit Union
NEW YORK, NY
$5.10B · 640,990 members
- Visions Credit Union
ENDICOTT, NY
$5.25B · 251,746 members
- USALLIANCE Credit Union
Rye, NY
$3.37B · 194,175 members
- AmeriCU Credit Union
Rome, NY
$3.01B · 205,600 members
- Polish & Slavic Credit Union
Brooklyn, NY
$2.73B · 127,100 members
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