New York, New York · Peer group 6
Municipal Credit Union
Municipal Credit Union holds $5.10B in assets across 640,990 members as of Q1 2026 — about $8K of assets per member, on a charter dating to 1917. Charter number 60153, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $5.10B |
|---|---|
| Total loans | $3.26B |
| Total shares (deposits) | $4.48B |
| Net worth | $576.2M |
| Members | 640,990 |
| Assets per member | $8K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 10.8% | |
|---|---|---|
| Loans | 17.4% | higher than 97% of its peer group |
| Deposits | 10.1% | higher than 90% of its peer group |
| Members | 2.6% | around the 62nd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 72.8% | around the 23rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.9% | around the 70th percentile of its peer group |
| Return on assets | 1.62% | higher than 94% of its peer group |
| Delinquency ratio | 1.29% | around the 89th percentile of its peer group |
| Cash / assets | 13.3% | around the 84th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is Municipal Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Visions Credit Union
ENDICOTT, NY
$5.25B · 251,746 members
- Jovia Financial Credit Union
WESTBURY, NY
$4.54B · 232,894 members
- Empower Credit Union
Syracuse, NY
$4.27B · 307,868 members
- USALLIANCE Credit Union
Rye, NY
$3.37B · 194,175 members
- AmeriCU Credit Union
Rome, NY
$3.01B · 205,600 members
- Polish & Slavic Credit Union
Brooklyn, NY
$2.73B · 127,100 members
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