Piketon, Ohio · Peer group 6
Atomic Credit Union
Atomic Credit Union holds $847.9M in assets across 87,892 members as of Q1 2026 — about $10K of assets per member, on a charter dating to 1955. Charter number 63532, in the $500M-$1B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $847.9M |
|---|---|
| Total loans | $688.7M |
| Total shares (deposits) | $771.7M |
| Net worth | $68.7M |
| Members | 87,892 |
| Assets per member | $10K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 13.1% | |
|---|---|---|
| Loans | 12.2% | around the 89th percentile of its peer group |
| Deposits | 13.0% | higher than 95% of its peer group |
| Members | 7.7% | higher than 96% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 89.2% | around the 65th percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.6% | lower than 91% of its peer group |
| Return on assets | 0.76% | around the 57th percentile of its peer group |
| Delinquency ratio | 0.24% | around the 13th percentile of its peer group |
| Cash / assets | 10.6% | around the 68th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is Atomic Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Ohio — the comparison set a peer ratio is measured against.
- Cinfed Credit Union
Cincinnati, OH
$856.9M · 38,665 members
- Day Air Credit Union
Kettering, OH
$892.9M · 53,982 members
- Dover-Phila Credit Union
Dover, OH
$800.3M · 34,200 members
- Pathways Financial Credit Union
Columbus, OH
$776.4M · 59,620 members
- Bmi Credit Union
Dublin, OH
$730.7M · 46,810 members
- Sharefax Credit Union
CINCINNATI, OH
$726.4M · 42,151 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Atomic Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.