Cincinnati, Ohio · Peer group 6
Cinfed Credit Union
Cinfed Credit Union holds $856.9M in assets across 38,665 members as of Q1 2026 — about $22K of assets per member, on a charter dating to 1975. Charter number 21930, in the $500M-$1B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $856.9M |
|---|---|
| Total loans | $669.6M |
| Total shares (deposits) | $721.5M |
| Net worth | $97.5M |
| Members | 38,665 |
| Assets per member | $22K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 10.8% | |
|---|---|---|
| Loans | 9.8% | around the 81st percentile of its peer group |
| Deposits | 10.7% | higher than 91% of its peer group |
| Members | 1.2% | around the 46th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 92.8% | around the 77th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.4% | around the 63rd percentile of its peer group |
| Return on assets | 0.62% | around the 46th percentile of its peer group |
| Delinquency ratio | 0.24% | around the 12th percentile of its peer group |
| Cash / assets | 13.0% | around the 82nd percentile of its peer group |
| Borrowings / assets | 3.7% | around the 68th percentile of its peer group |
What this page does not show
Everything above is Cinfed Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Ohio — the comparison set a peer ratio is measured against.
- Atomic Credit Union
Piketon, OH
$847.9M · 87,892 members
- Day Air Credit Union
Kettering, OH
$892.9M · 53,982 members
- Dover-Phila Credit Union
Dover, OH
$800.3M · 34,200 members
- Pathways Financial Credit Union
Columbus, OH
$776.4M · 59,620 members
- Bmi Credit Union
Dublin, OH
$730.7M · 46,810 members
- Sharefax Credit Union
CINCINNATI, OH
$726.4M · 42,151 members
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