Cincinnati, Ohio · Peer group 2
Deca Credit Union
Deca Credit Union holds $7.4M in assets across 1,799 members as of Q1 2026 — about $4K of assets per member, on a charter dating to 1958. Charter number 64825, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $7.4M |
|---|---|
| Total loans | $5.2M |
| Total shares (deposits) | $6.0M |
| Net worth | $1.4M |
| Members | 1,799 |
| Assets per member | $4K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.8% | |
|---|---|---|
| Loans | 2.1% | around the 75th percentile of its peer group |
| Deposits | 3.8% | around the 77th percentile of its peer group |
| Members | 6.3% | higher than 95% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 85.9% | around the 84th percentile of its peer group |
|---|---|---|
| Net worth ratio | 18.9% | around the 56th percentile of its peer group |
| Return on assets | 1.75% | around the 89th percentile of its peer group |
| Delinquency ratio | 0.00% | around the 11th percentile of its peer group |
| Cash / assets | 10.5% | around the 31st percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Deca Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Ohio — the comparison set a peer ratio is measured against.
- St. Colman & Affiliates Credit Union
Cleveland, OH
$7.5M · 2,849 members
- Champion Credit Union
Cambridge, OH
$7.8M · 597 members
- Tappan Community Credit Union, Inc.
MANSFIELD, OH
$8.1M · 769 members
- Columbiana County School Empl Credit Union
Lisbon, OH
$6.2M · 839 members
- St. Paschal Baylons Credit Union
HIGHLAND HEIGHT, OH
$5.8M · 257 members
- St. James Parish Credit Union
Cincinnati, OH
$5.7M · 799 members
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