Martins Ferry, Ohio · Peer group 3
Softite Community Credit Union
Softite Community Credit Union holds $37.0M in assets across 3,845 members as of Q1 2026 — about $10K of assets per member, on a charter dating to 1969. Charter number 19433, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $37.0M |
|---|---|
| Total loans | $17.3M |
| Total shares (deposits) | $31.1M |
| Net worth | $5.7M |
| Members | 3,845 |
| Assets per member | $10K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 6.6% | |
|---|---|---|
| Loans | 0.2% | around the 63rd percentile of its peer group |
| Deposits | 5.9% | around the 79th percentile of its peer group |
| Members | -0.0% | around the 67th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 55.5% | around the 47th percentile of its peer group |
|---|---|---|
| Net worth ratio | 15.4% | around the 63rd percentile of its peer group |
| Return on assets | 1.68% | around the 89th percentile of its peer group |
| Delinquency ratio | 2.35% | around the 89th percentile of its peer group |
| Cash / assets | 12.9% | around the 59th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Softite Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Ohio — the comparison set a peer ratio is measured against.
- Chivaho Credit Union
Chillicothe, OH
$36.9M · 2,227 members
- Materion Credit Union
ELMORE, OH
$36.8M · 2,260 members
- Members Choice Credit Union
GREENVILLE, OH
$37.5M · 3,348 members
- Theory Credit Union
PAINESVILLE, OH
$39.0M · 3,515 members
- Cincinnati Employees Credit Union
Harrison, OH
$34.2M · 1,736 members
- Wiremen's Credit Union
Parma, OH
$40.1M · 5,260 members
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