Tulsa, Oklahoma · Peer group 5
Energy One Credit Union
Energy One Credit Union holds $308.2M in assets across 16,745 members as of Q1 2026 — about $18K of assets per member, on a charter dating to 1935. Charter number 256, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $308.2M |
|---|---|
| Total loans | $162.4M |
| Total shares (deposits) | $254.4M |
| Net worth | $32.8M |
| Members | 16,745 |
| Assets per member | $18K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 9.4% | |
|---|---|---|
| Loans | 3.1% | around the 52nd percentile of its peer group |
| Deposits | 4.0% | around the 58th percentile of its peer group |
| Members | -8.1% | lower than 95% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 63.8% | around the 34th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.3% | around the 47th percentile of its peer group |
| Return on assets | 0.73% | around the 53rd percentile of its peer group |
| Delinquency ratio | 1.41% | around the 88th percentile of its peer group |
| Cash / assets | 10.8% | around the 55th percentile of its peer group |
| Borrowings / assets | 8.3% | higher than 97% of its peer group |
What this page does not show
Everything above is Energy One Credit Union’s own reported position. A CUSignals subscription adds the layer on top of it: how likely it is to merge, with a calibrated one-year probability; how attractive it would be to an acquirer; a liquidity-stress score and funding-need flag; whether it buys or sells loan participations; and which platforms it runs. Each score shows the plain-English reason it moved and the weights that built it.
Similar credit unions
Closest in size within Oklahoma — the comparison set a peer ratio is measured against.
- Oklahoma Educators Credit Union
OKLAHOMA CITY, OK
$315.3M · 11,433 members
- Red Crown Credit Union
Tulsa, OK
$260.0M · 18,156 members
- Allegiance Credit Union
Oklahoma City, OK
$372.3M · 23,829 members
- Fort Sill Credit Union
Lawton, OK
$395.3M · 22,910 members
- Okunity Credit Union
Stillwater, OK
$218.0M · 12,861 members
- U. S. Employees O. C. Credit Union
OKLAHOMA CITY, OK
$210.2M · 15,027 members
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