Lawton, Oklahoma · Peer group 5
Southwest Oklahoma Credit Union
Southwest Oklahoma Credit Union holds $117.3M in assets across 4,851 members as of Q1 2026 — about $24K of assets per member, on a charter dating to 1958. Charter number 12271, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $117.3M |
|---|---|
| Total loans | $75.2M |
| Total shares (deposits) | $96.0M |
| Net worth | $21.9M |
| Members | 4,851 |
| Assets per member | $24K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.8% | |
|---|---|---|
| Loans | 10.1% | around the 85th percentile of its peer group |
| Deposits | 0.9% | around the 28th percentile of its peer group |
| Members | -1.9% | around the 30th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 78.4% | around the 64th percentile of its peer group |
|---|---|---|
| Net worth ratio | 18.6% | higher than 96% of its peer group |
| Return on assets | 1.84% | higher than 95% of its peer group |
| Delinquency ratio | 0.63% | around the 51st percentile of its peer group |
| Cash / assets | 10.8% | around the 54th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Southwest Oklahoma Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Oklahoma — the comparison set a peer ratio is measured against.
- Muskogee Credit Union
Muskogee, OK
$111.7M · 8,191 members
- Green Country Credit Union
Sand Springs, OK
$129.4M · 9,303 members
- Cherokee Strip Credit Union
Ponca City, OK
$101.2M · 9,374 members
- First Family Credit Union
Henryetta, OK
$151.0M · 19,075 members
- Ou Credit Union
NORMAN, OK
$80.5M · 14,151 members
- The Focus Credit Union
Oklahoma City, OK
$162.1M · 12,341 members
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