Erie, Pennsylvania · Peer group 4
Americo Credit Union
Americo Credit Union holds $91.2M in assets across 7,375 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1959. Charter number 12752, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $91.2M |
|---|---|
| Total loans | $29.4M |
| Total shares (deposits) | $79.5M |
| Net worth | $11.3M |
| Members | 7,375 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 0.9% | |
|---|---|---|
| Loans | -0.3% | around the 49th percentile of its peer group |
| Deposits | -0.4% | around the 32nd percentile of its peer group |
| Members | -2.2% | around the 38th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 37.0% | lower than 90% of its peer group |
|---|---|---|
| Net worth ratio | 12.4% | around the 46th percentile of its peer group |
| Return on assets | 1.15% | around the 73rd percentile of its peer group |
| Delinquency ratio | 1.68% | around the 89th percentile of its peer group |
| Cash / assets | 7.0% | around the 26th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Americo Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Pennsylvania — the comparison set a peer ratio is measured against.
- First Choice Credit Union
New Castle, PA
$93.9M · 9,534 members
- Freedom United Credit Union
ROCHESTER, PA
$94.8M · 6,838 members
- Susquehanna Valley Credit Union
Camp Hill, PA
$86.5M · 5,663 members
- Gnc Community Credit Union
New Castle, PA
$85.6M · 11,564 members
- Corner Post Credit Union
Wilkes Barre, PA
$98.5M · 5,274 members
- Timberland Credit Union
DUBOIS, PA
$100.5M · 9,325 members
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