New Castle, Pennsylvania · Peer group 4
First Choice Credit Union
First Choice Credit Union holds $93.9M in assets across 9,534 members as of Q1 2026 — about $10K of assets per member, on a charter dating to 1952. Charter number 8229, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $93.9M |
|---|---|
| Total loans | $54.0M |
| Total shares (deposits) | $81.6M |
| Net worth | $11.5M |
| Members | 9,534 |
| Assets per member | $10K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 1.0% | |
|---|---|---|
| Loans | -10.2% | lower than 92% of its peer group |
| Deposits | 0.0% | around the 36th percentile of its peer group |
| Members | 0.1% | around the 68th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 66.2% | around the 59th percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.2% | around the 43rd percentile of its peer group |
| Return on assets | 1.74% | higher than 92% of its peer group |
| Delinquency ratio | 1.22% | around the 79th percentile of its peer group |
| Cash / assets | 11.1% | around the 56th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is First Choice Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Pennsylvania — the comparison set a peer ratio is measured against.
- Freedom United Credit Union
ROCHESTER, PA
$94.8M · 6,838 members
- Americo Credit Union
ERIE, PA
$91.2M · 7,375 members
- Corner Post Credit Union
Wilkes Barre, PA
$98.5M · 5,274 members
- Timberland Credit Union
DUBOIS, PA
$100.5M · 9,325 members
- Healthcare First Credit Union
JOHNSTOWN, PA
$101.0M · 8,047 members
- Susquehanna Valley Credit Union
Camp Hill, PA
$86.5M · 5,663 members
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