Plains Township, Pennsylvania · Peer group 5
Choice One Community Credit Union
Choice One Community Credit Union holds $131.4M in assets across 10,730 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1941. Charter number 4240, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $131.4M |
|---|---|
| Total loans | $76.4M |
| Total shares (deposits) | $119.9M |
| Net worth | $13.0M |
| Members | 10,730 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.3% | |
|---|---|---|
| Loans | -5.9% | lower than 92% of its peer group |
| Deposits | 1.1% | around the 30th percentile of its peer group |
| Members | -4.0% | around the 15th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 63.7% | around the 33rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.9% | around the 27th percentile of its peer group |
| Return on assets | 0.17% | around the 15th percentile of its peer group |
| Delinquency ratio | 2.54% | higher than 97% of its peer group |
| Cash / assets | 16.4% | around the 84th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Choice One Community Credit Union’s own reported position. A CUSignals subscription adds the layer on top of it: how likely it is to merge, with a calibrated one-year probability; how attractive it would be to an acquirer; a liquidity-stress score and funding-need flag; whether it buys or sells loan participations; and which platforms it runs. Each score shows the plain-English reason it moved and the weights that built it.
Similar credit unions
Closest in size within Pennsylvania — the comparison set a peer ratio is measured against.
- C-B-W Schools Credit Union
SIDMAN, PA
$130.7M · 7,211 members
- Tri Boro Credit Union
Munhall, PA
$130.6M · 7,748 members
- Lesco Credit Union
Latrobe, PA
$132.2M · 7,822 members
- Heritage Valley Credit Union
York, PA
$132.3M · 13,546 members
- United Community Credit Union
West Mifflin, PA
$127.7M · 8,514 members
- The One Credit Union
Meadville, PA
$135.1M · 12,276 members
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