Meadville, Pennsylvania · Peer group 5
The One Credit Union
The One Credit Union holds $135.1M in assets across 12,276 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1949. Charter number 6187, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $135.1M |
|---|---|
| Total loans | $101.2M |
| Total shares (deposits) | $121.7M |
| Net worth | $11.5M |
| Members | 12,276 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 8.6% | |
|---|---|---|
| Loans | 10.3% | around the 86th percentile of its peer group |
| Deposits | 8.7% | around the 89th percentile of its peer group |
| Members | 2.0% | around the 75th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 83.1% | around the 76th percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.8% | around the 12th percentile of its peer group |
| Return on assets | 0.31% | around the 24th percentile of its peer group |
| Delinquency ratio | 0.42% | around the 34th percentile of its peer group |
| Cash / assets | 13.6% | around the 73rd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is The One Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Pennsylvania — the comparison set a peer ratio is measured against.
- Pheple Credit Union
Greensburg, PA
$136.8M · 18,291 members
- Pennsylvania Central Credit Union
Harrisburg, PA
$136.9M · 12,558 members
- Heritage Valley Credit Union
York, PA
$132.3M · 13,546 members
- Lesco Credit Union
Latrobe, PA
$132.2M · 7,822 members
- Choice One Community Credit Union
Plains Township, PA
$131.4M · 10,730 members
- C-B-W Schools Credit Union
SIDMAN, PA
$130.7M · 7,211 members
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